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Underwriting

The spreadsheet you built, made into something the whole team can run.

Your adjustments, your bands, your logic — carried across exactly, so the numbers still come out the way you would do them by hand.

What gets calculated, and what stays yours

A bath is worth a fixed number in your market and you already know what it is. Whether a comp three streets over is genuinely comparable is not a number — it is a call, and you are the one qualified to make it.

Most underwriting software has this backwards. It automates the judgment and asks you to trust the arithmetic.

Yours does the opposite. The arithmetic runs the same way on every deal, every time. The calls stay in front of you — with the reference figures laid out beside them, as a number you can take or ignore, never one that quietly lands in the total while you are looking somewhere else.

Where that line falls is yours to draw. The categories you adjust by formula get adjusted by formula. The categories you weigh by eye get surfaced, not decided.

What the team ends up with

  1. One version

    Everyone runs the same rates on the same bands. No second copy of the sheet, no wondering which one is current, no deal underwritten on assumptions that quietly went stale.

  2. The reasoning survives

    Every adjustment on a deal shows what was applied and what it was applied to. When someone asks later why a number looked like that, the answer is on the deal, not in somebody's memory.

  3. It stays yours

    Rates, bands and thresholds stay editable by you, not buried in a vendor's defaults. When your market moves, you move them.

Start here

Bring us the sheet.

Write to us and walk us through how you underwrite today — the workbook, the workarounds, the parts everyone knows are wrong and works around anyway.

Write to us